u/Deep-Grapefruit-9087

Hello everyone,

I need help with a few queries of mine. Before that here is the overall picture:

I had an account with Groww (and a regular demat account as well) since Jan 25. In May of 2026, I created an account with INDmoney for Equity and Mutual Funds. A regular demat account is also being created for the same (under process).

My queries:

1. How do I check all demat accounts against my PAN? A guide would be helpful.
2. Would I need to pay AMC for my demat accounts now that I have more than 1? I read somewhere that, if a person has more than 1, they are liable to pay AMC.
3. How do I delete my INDmoney demat account? I tried deleting the entire account but it prompted me to deactivate my Mutual Funds account and INDstocks account. I was able to deactivate my Mutual Funds account but now INDstocks account since it is still not active yet. Also, is deactivating the same as deleting in this case?

I'm sorry if there's already any thread for any of the above, but I couldn't find any that answered my questions. Thanks for your assistance.

Failed to recharge Google Play balance via Google Pay using HDFC Bank UPI ID. Error message reads: "Contact bank with error code [YC].”

At the same time, I was able to recharge successfully using my IOB Bank UPI ID. I also checked to make sure that I was able to make other payments with my HDFC Bank UPI ID, and yes, I could. I recharged Vi Prepaid phone number right after and it worked, I could send money to my friends as well without issues.

Does anybody have any idea why this might happen? I can’t exactly test other scenarios where my UPI ID might fail without knowing the underlying cause for the same.

I tried calling 18001600, but can’t seem to find an option to get in touch with a dedicated customer support agent.

Hello,

I'm here asking for help from individuals that have experience filing ITR online. I am not sharing my details in the post but I would like to request some help as a first timer. If anybody knows where to find help regarding the same, even that would do.

Thanks!

Portfolio

Hello,

Looking for feedback on my mutual fund portfolio. Would appreciate your thoughts on fund selection.

Investment Horizon: 5 Years (minimum)
Risk Profile: Moderate to High

Any constructive feedback is welcome.