2026 Rav4 - Lease thoughts?
I’m new to the leasing game, but my partner and I are seriously considering leasing a RAV4. We recently test drove one and worked up a potential deal with the dealership. Nothing has been signed yet, and I wanted to get some community input on how this deal looks and whether there’s still room for negotiation or improvement.
I’ve included all the details below — any advice or feedback would be greatly appreciated!
Woodland Edition:
Location: Bay Area / San Francisco
Sale Price: 47,600
Money factor: .00289
Residual Value: 31.4K
Lease term: 36 months
Mileage: 10k/ yr
Gap insurance: 1,200
Security Deposit: 0
Advanced payments: $763 (Can I negotiate this?)
Upfront charges: $897 (Can I negotiate this?)
Total Cap reduction: $1,139
Down payment: 1k (would rather not provide downpayment)
Base monthly payment: 702
Tax: 60
Total monthly: $763
Thoughts?