u/Due-Wait797

I want to open a current account with:

• Good online transfer limits (especially for newly added beneficiaries).
• Competitive forex rates for international payments (not my primary concern right now, but a factor).
• Reasonable minimum balance requirements.

So far, I have shortlisted:

1. ICICI Bank
   • Minimum balance: ₹50,000
   • Can transfer up to ₹2 lakh within about 30 minutes of adding a new payee.
2. DCB Bank
   • Minimum balance: ₹15,000
   • New beneficiary transfer limit is only ₹50,000 initially.

I am not interested in HDFC Bank, IDFC FIRST Bank, or government-owned banks.

Based on my priorities (high transfer limits, smooth online banking, reasonable balance requirements, and decent forex facilities), would you recommend ICICI, DCB, or any other private bank that I should consider?