Looking for investment advice and strategies
I'm 38 years old and have 3k to invest a month. I started investing at 30 and was only doing dividend stocks but I'm starting to think I need to be more in stock growth until I'm closer to retirement than just going HAM on dividends. What's your guys take ?
I figured if I went the below route then I would be more equipped. When I get a few years out from retirement I could adjust the strategy to be more dividend driven.
50% VTI
20% VUG
20% QQQ
10% O
I'm still learning a lot and piecing it together so any input you have is appreciated. I'm just looking to have financial independence and retire someday in the next 20 years or less. Any advice, input, strategies, is appreciated. TY