u/Eye-Western

How to normalize spending on myself

Here's my situation: I just turned 25, I'm starting a new job and will make around 113k per year. I have a potential side business, which I think could bring in an additional 30k per year. So, about 9k per month (without the side business)

My expenses are pretty low since my fiancé and I are living together.

1,200 rent & utilities (I pay 60% of rent & utilities)
500 transportation (parking, insurance, gas) I have a paid off car.
400 Groceries (I pay for groceries)
200 going out (usually I pay, but sometimes not)
------
2,300 total

I've always never spent money on myself.... I really would enjoy going concerts, getting a nice hair cut or going to get a massage / Accupuncture once and awhile for my back.

How have people normalize put money aside for themselves and not felt bad about spending it?

Do you have any advice or tools you have used to help separate the investment money from fun money?

I'm tired of thinking, if only I invested it..

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u/Eye-Western — 6 days ago
▲ 0 r/philly

New York Jets Meetup / Bar

Any New York Jets fans in Philly?

Trying to get enough people together to establish an actual Jets bar in Center City for this season. There’s already a Bills bar near Suburban Station — no reason the Jets can’t take over a spot too.

If enough people are interested, I’ll start reaching out to bars about making it an official game day location.

Would you show up for Jets Sundays in Philly? PM me or comment if you’d be in.

reddit.com
u/Eye-Western — 12 days ago

Buy a house or continue renting?

I (24M) am currently living with my fiancé (26F) in a one bedroom apartment and pay $2,100, after the wedding we would like to buy a house. We're not sure of putting 5% or 20% down. Our budget is $350,000 - $500,000.

Also, we're wondering if we should continue renting. We could move into a cheaper apartment and pay probably 1,600 - 1,700.

Our combined household income is around 200k. Which may increase to 250k in the near future.

reddit.com
u/Eye-Western — 14 days ago