If you are an owner / landlord, let’s connect for a 2 bed in Burj Vista in Downtown. Don’t like to involve agents.
I want to rent for at least one year or even 3 years
Curious what people are charging landlord clients these days, especially with MTD coming in.
For sole trader landlords / portfolio landlords / Ltd company structures:
- what are you typically charging for accounts + tax returns?
- are you moving people onto monthly packages yet?
- are clients actually willing to pay more for bookkeeping/MTD support?
Feels like the old “once a year SA return” model probably won’t survive long-term for landlord clients.
Interested to hear how others are pricing this work now.
One thing I’ve realised after working around both property investors and long-term index investors is that the “returns” conversation often ignores operational complexity.
On paper, leveraged property can look very attractive.
But once you factor in:
- refinancing risk,
- admin,
- tenant issues,
- maintenance,
- liquidity constraints,
- tax complexity,
- and time commitment…
…the comparison becomes much less straightforward versus low-cost passive investing.
I still think property can work very well in the right circumstances, but I increasingly understand why many FIRE-focused people prefer simplicity and scalability through index funds.
Curious how others here think about the trade-off between optimisation and simplicity.
I’m surprised how many landlords I speak to still don’t realise how significant Making Tax Digital (MTD) will become over the next couple of years.
A lot of people think it’s “just another tax return change”, but quarterly reporting and digital record-keeping could become quite painful for landlords still relying on spreadsheets, mixed personal accounts, or manual bookkeeping.
Especially for:
- HMO portfolios,
- mixed personal + LTD ownership,
- jointly owned properties,
- landlords with refinancing activity.
Feels like many landlords are underestimating the admin side rather than the tax side.
Curious how others here are preparing for it?