u/Late_Cancel4403

How big emergency fund I should have, considering that I would get RAV if unemployed? Currently I have 12 months of my household expenses, and it is that high because I am the one who makes the most in a household and also I have been thinking about starting to freelance and wanted to be secure when I do that. Is it too big?

Can I withdraw 3a fund to buy property abroad (in EU) before retirement? Or will I be able to do that only if I would leave Switzerland?