Not sure about my Capital One account
Hey all, weird situation I have. Also kinda a rant.
My dad made a Capital One custodial kids savings account when I was 11. He managed it and has it on his Capital One account, but I have no idea if he made me a separate Capital One account, or if it's strictly linked to his account. He's also a little, uh, how do I say this nicely... dumb? and doesn't know anything about this account either.
When I turned 18, I tried to open a Capital One checking account but couldn't create a new account because I "already had a Capital One account" even though I have never had access. This was never a problem as I could just go to another bank... until Capital One bought Discover. I am worried that this will cause a major headache when the apps merge in October and I could lose access to my account, or even worse, the account will get added to my Dad's Capital One account.
Does anyone have experience with this situation or have any ideas as to what I should do next? I really just want to close that custodial savings account, as my dad always used to just take any money out of it that I would put in anyway, but I don't know if that will solve my issue.