u/1aumron

• Risk Appetite – Moderate ( as per survey result )
• Goal –Retirement and kid marriage ( Tier 1 city )
• Horizon – 15 years
• SIP Allocation right now –
  • Parag Parikh Flexi Cap - 30k
  • HDFC Focused fund - 30k
  • Tata Gold fund - 15k
  • ICICI Multi asset fund - 30k
  • ICICI NASDAQ 100 - 15k
  • HDFC Mid Cap fund - 10k
• App Used – Karvy , CAMS
• Why These Funds – Multi asset & gold as hedge , Rest are equity funds which are reasonably good as per my research

Additional Details -

37 age ( married with 1 kid ). Already portfolio ( MF + PF + misc. investments ) is 1+ Crores.
Have emergency fund of 10 Lakhs and have term insurance. Medical insurance have not bought as employer provides, will buy eventually.

What I want to know -

Are these funds good ? Should I reduce or increase SIP against any / all of them ?

Should I remove or add any funds ?

I can invest 1.5L per month