u/5ub5tance_d

Why do we need the physical pan card ? Pan Number, Photo and sign is already present in e-pan. Physical card has nothing special other than it being a PVC (if not like) card.

Recently I did some bank work and every time I was asked for physical pan. I have it that’s not the point but what makes physical card special or different which cannot be done with pan number or e-pan print.

Thank you, and please excuse my ignorance if physical pan is something fundamental, and I am not aware of it.