u/999VVANITY

23 Year old - Earning 65k a year

I’m 23/24 and currently working in Level 1 IT Helpdesk / IT Support.

My current financial position is:
$3,000 in cash/savings
$13,000 invested in ETFs
$19,000 in superannuation
$35,000 total across savings, investments and super

I’m still relatively early in my IT career and currently working in helpdesk. I’m hoping to eventually move into Systems Administration / Infrastructure / Cybersecurity and increase my income over the next few years.
I’m curious how this compares to other people around my age.

Am I doing reasonably well financially for my age, or is there anything I should be doing differently?

Would you prioritise building a larger emergency fund, investing more into ETFs, increasing super contributions, or focusing mainly on increasing income/career progression?

Keen to hear honest opinions, especially from people who were in a similar position in their early 20s.

Another non related question should I be travelling whilst young or slave away until I’m older and travel as I love travelling but also want a future

reddit.com
u/999VVANITY — 1 day ago