28 me finally saving some . More advice needed.
Before start i have to Thanks u/MoneyHub_Christopher moneyhub, open the financial door for me. r/PersonalFinanceNZ i have learned so many financial tips and lessons from posts.
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Hi everyone,
Currently, Working small New Zealand IT company since 2023(my first job in IT). start with 54K. which grew to 65k (2024), 74K(2025), and right now 80k. 6% kiwisaver.
My weekly income 1.2K.
My weekly expenses are around 705/w
left me with a 400-500 can investment.
- investment
I have an auto-invest on Sharesies. 200/week. Start Sep/2025 . Current 6K.
Should I input more?
Due to right now, 15/5/2026 VT / VOO/ QQQM is really risky. i have stopped for 2 weeks. I try to move on to NZ ETFS. Any advice?
Should I try Invesnow / Kernel for safety invest?
ANZ Serious Saving
10k for now. Input 100 a week. interest around $15 a month. But I have no choice. i don't want to put any risk on this part of my savings. That's all i got.KiwiSaver
I've already saved nearly 18k. 6%. I'm looking for a better KiwiSaver plan. Any suggestions?
- New Job.
I've tried, but given the current situation in New Zealand, I'm more inclined to keep my current job. But I'm still trying.
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Many Loves. Many thanks. Wish you all the best.
second update
no parents banking. i am immigrant...
