u/AFutureWouldBeNice

▲ 11 r/LETFs

Equal Weighted UPRO / RSSB / RSST / GDE

I have been doing a lot of reading in this sub, as well as some messing around on Bestfolio. Long story short, I have around a 40 year horizon and am currently in the accumulation phase with a very small portfolio.

I have been trying to come up with a true set-and-forget portfolio that only requires monthly rebalancing. I am using the Nasdaq as my benchmark to beat. I don't think I am at a point where hedging is especially important, but I have read enough to determine they offer more than just a drag on CAGR.

With that being said, in an effort to maintain as much equity exposure as possible while still maintaining reasonable exposure to hedges, I have came up with the following proposed allocation of funds: 25% each UPRO, RSSB, RSST, GDE. This was originally arbitrary, but after messing with the weightings on Bestfolio, it seemed to provide the best results.

This provides notional exposure of:

U.S. Equities ~ 140%

Int. Equties ~ 10%

MF ~ 25%

U.S. Treasuries ~ 25%

Gold ~ 22.5%

Heres the backtest results I got using Bestfolio (CAGR and Max Monthly DD):

Period UPRO/RSSB/RSST/GDE QQQ
Full History CAGR 17.8% / DD -64.5% CAGR 14.2% / DD -81.1%
Mar. 2000 - Dec. 2025 13.4% / -64.5% 7.7% / -81.1%
Oct. 2007 - Dec. 2025 15.8% / -64.5% 15.4% / -49.7%
Mar. 2009 - Dec. 2025 24.9% / -33.1% 21.5% / -32.6%
Feb. 2020 - Dec. 2025 23.5% / -33.1% 19.8% / -32.6%

My backtesting did not account for using the adapted Catastrophe Break from: https://bestfolio.app/blog/catastrophe-brake-leveraged-portfolios which I assume would significantly reduce those DD figures. I did not know how to test for it.

I am still very new to this, so my question to those who are more seasoned is whether there is anything I am missing? Is there anything I should do to improve my allocation? Is this a reasonable alternative to holding a 2x SPY or QQQ unhedged for an investor with my horizon?

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u/AFutureWouldBeNice — 3 days ago