u/AILYPE

18k paid since November!
▲ 206 r/debtfree

18k paid since November!

About 2 years ago my ex left me with no notice as he got addicted to drugs and frankly went a little crazy. It was really tough, and being a single mom, on a single income with no child support, I slid into debt. I spent a year renovating my basement (YouTube ftw) to suite it and rent it out. Total debt in November of 2025 was 18k on a line of credit. I realized I couldn’t keep living like this and hustled to pay off debt.

Rented my suite, took in bottles, drastically cut all bills, worked extra, found free things to take my kids too to keep us busy not spending money, sold everything we didn’t use, cut grocery bills in half by learning to cook everything from scratch.

There was some set backs but as of today I can say I’m debt free and will put the same effort in the next 6 months so I can build an emergency fund.

It’s had some unexpected benefits, I’ve lost 20lbs from no take out/eating out, plus all of the hiking/swimming free activities - I am in the best shape I have been in since COVID.

Just needed to share with someone, because I am proud, especially since I was at my lowest point just 2 years ago.

u/AILYPE — 3 days ago

I pull it and it continues to come back. I have a few spots of my yard with different plants that always seem to come back (wish I could add more photos!). I live PNW and this yard was buried in leaves from 20+ years of the gerry oak. I spent 2 years and two dumpsters cleaning it up and another year growing grass.

u/AILYPE — 25 days ago