u/Academic_Point_8074

Has anyone else noticed their depth perception change? For me it seems like that and my internal gage of my own strength changes on a weekly basis. Sometimes I'm clumsy, sometimes I accidentally break things. I'm not newly on T either.

I think it's been 4 years now.

I'm happy with the changes over the last 4 years. There's absolutely a difference in muscle mass from pre t days. I have the same workout routine. I go 4 days per week and break them up by body region: chest, back/delts, legs, bis/tris.

I have noticed my metabolism has slowed down this past year though but that likely has to do with age. I can't eat whatever I want anymore.

I do need to start looking at a new workout routine. What's working for folks looking to keep some bulk?

*Reddit gatekeeping is getting ridiculous. It wouldn't let me post this in ftm fitness*

I've been digging deep into CRA guidelines for a project I'm building, specifically for rental owners in Ontario with 1 to 5 units. There's one specific area where almost everyone is at risk of a CRA audit: Current Repairs vs. Capital Improvements.

Most people think if they spend money on the property, it's a deduction. It is, but the way you claim it matters a lot.

The "New Roof" Trap:

If you replace a furnace or a roof (anything that provides a lasting benefit), you cannot deduct the full cost this year. You have to use CCA (Capital Cost Allowance) and depreciate it over several years. I recently saw someone try to claim a $3,000 HVAC replacement as a single "Maintenance" expense. That is an immediate audit flag for the CRA.

The "Leaky Faucet" Rule:

If you are just restoring the property to its original state (painting, fixing a leak, or replacing a broken window), that is a current expense. You can deduct 100% of it right now.

The Half-Year Rule:

A lot of people forget that for Capital Improvements, you usually only get to claim 50% of the allowed depreciation in the first year.

I ended up building a logic engine (and eventually an app) just to handle these classifications automatically because the spreadsheets were getting too risky.

Happy to answer any T776 or T2125 classification questions if you're stuck on whether an expense is "Current" or "Capital"!

FTM Fitness journey with plenty of ups and downs

The $3,000 "Leaky Faucet" mistake I see Ontario landlords making on their T776