Before Consultation?
Hello, I have almost 100K in debt, 72 in unsecured loans, about 17 in CC's and 9 in a car which I'll be wanting to keep. I got divorced over 3 years ago and I kept the kids. I currently make 55K a year for a family of 3 in Georgia, have no assets and I rent. My sister-in-law went through a Chapter 13 years ago and suggested I consult with a lawyer for a Chapter 7 or 13. I've been overwhelmed the last 2 years trying to keep up with everything and I'm to the point I just can't keep going this direction.
I have a consultation next Thursday, but I have a payment for a loan coming up in 2 days. I already stopped the auto pay and was wondering should I still pay it as I currently have no late payments or misses? I'm at the point I'm going to file if I'm able to. Just I guess my anxiety is telling me to stay on top of payments of the loans and at least the mins on credit cards until the meeting.