23M just graduated college and trying to start saving. I live in illinois and will be making between 80k-90k starting in june.
what’s more advantageous, an HYSA or a T-bill etf? And is there anything missing that I should consider?
going to be increasing my income soon and wanna know if this is a good division of what i put into my taxable brokerage. i’m pretty young and looking for growth.
40% Tech (qqqm)
30% broad market (voo)
15% stability (berkshire class b)
10% international (thinking of focusing on taiwan, korea, and japan alone)
5% small cap (don’t know of any etfs yet, open to suggestion)