u/Acrobatic-Task-3446

Everyone says at 100k, everything changes. I’m close to 100k, but is this in one account or across multiple accounts?

Just curious, i have maxed out my TFSA & FHSA, however, i see people on Reddit mention that it’s sometimes smart to hold off on RRSP contributions for certain reasons. What would these be? I’m on track to make around 110k this year with 60k of RRSP room (I’ve never contributed) so would it be more beneficial to save that room and invest in a non register? Thanks for the help.

Just curious, i have maxed out my TFSA & FHSA, however, i see people on Reddit mention that it’s sometimes smart to hold off on RRSP contributions for certain reasons. What would these be? I’m on track to make around 110k this year with 60k of RRSP room (I’ve never contributed) so would it be more beneficial to save that room and invest in a non register? Thanks for the help.