u/AdAutomatic1164

▲ 3 r/PSLF

IBR vs. PAYE

I was on PAYE for the last 4 years. I got into the same problem everyone else has where I recertified and got told I no longer have PFH. I was moved to IBR and I am paying the 10 year standard amount. I am told this qualifies for PSLF.

I dont expect my income to drop and if I lose my job finding another isn't hard. Is it worth fighting to stay on PAYE when I would be paying the same amount I am now anyway?

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u/AdAutomatic1164 — 2 days ago