u/AdNovel7926

If we, a couple with one college age child, retire in 5 years and live off of brokerage withdrawals in the first few years, how do I calculate my MAGI so I can determine my ACA subsidy amount? Let's assume I'm withdrawing $100k per year

Edit: Okay sorry, I think I meant that do I use the capital gains tax ONLY as my MAGI, or do I assume the entire amount we are withdrawing to live on is our income? I don't need the actual number, just an explanation...I wasn't clear