u/AdditionalJicama1866

Hi Team

I was evaluating INDmoney vs vested. Wanted to transfer funds from fidelity/morgan Stanley in order to diversify but wanted to confirm the withdrawal process from both

I mainly wanted to know how do you guys negotiate rates when you withdraw money from INDmoney ?
In vested, we have option to withdraw money in USD and then we can negotiate with our RM on the conversion rates. But INDmoney doesn’t seem to have that option

Has anybody evaluated this before ?

Hi everyone!

We are a couple from India travelling with our daughter who will be 11 months old in Jan 2027. We love nature, lakes, mountains, and would love to do some easy 1-2 hour walks with a carrier/pram. Not into hardcore hiking or adventure sports on this trip because we have a kid along with us.

We plan to rent a car in Queenstown and return it in Queenstown, then fly to Auckland.

How does this look? Is it too rushed with a toddler?

*Our current plan:*

*30, 31 Dec, 1 Jan - Queenstown (3N)*
Day trips to Glenorchy, Arrowtown

*2, 3 Jan - Te Anau (2N)*
Day trip to Milford Sound - is the 4hr drive + cruise doable with a baby? Planning to stay 2 nights in Te Anau

*4 Jan - Wanaka (1N)*

*5, 6 Jan - Fox Glacier / Franz Josef (2N)*

*7, 8 Jan - Hokitika / Punakaiki (2N)*
Pancake Rocks, maybe Truman Track

*9, 10 Jan - Christchurch (2N)* - 1 day will go in travel from Hokitika to chrischurch and second day would be to explore Christchurch

*11, 12, 13 Jan - Fairlie / Lake Tekapo / Mt Cook (3N)*
Base as fairlie(for cheap airbnbs) to see Tekapo, Pukaki, Mt Cook

*14 Jan - Wanaka / Cromwell / Queenstown (1N)* - drive back

*15, 16 Jan - Auckland (2N)* - fly QTN-AKL on 15th morning. Cover cathedral cove

17, 18 Jan - roturua and waitomo caves

19 Jan- fly back home

*Questions:*

1. With an infant, is this too much driving? The map shows ∼2000km. Any legs you would cut?
2. I have Fox + Hokitika + Punakaiki as 4 nights. Should I reduce West Coast and add that night to Tekapo/Wanaka?
3. Any easy 1-2 hour tracks you'd recommend that are carrier-friendly? We have on list: Lake Matheson, Kea Point, Tasman Glacier View, Hooker Valley first part.
4. We are looking at Toyota Aqua / Yaris economy from EZU - is that okay for this route with baby + luggage + stroller, or should we go for a bigger car?
5. Some rental cars don’t come baby seat. Can I rent it separately?
6. I want to do all these in minimum cost possible. Any other ideas for that which I might be missing? We don’t want to book campervan as it will be uncomfortable with baby. We are fine with cheaper airbnbs with shared bathrooms .

Thanks a ton!