u/Adroa1

Insurance renewal time for our association. Historically we have been insured by State Farm but last year our management company came to us with a seemingly identical policy for slightly cheaper. We passed because the carrier was non-admitted and didn't seem worth the risk. This year we got our State Farm renewal close to what we paid last year but the non-admitted policy is basically half the cost. It is Alliant backed by Lloyds of London which seems like plenty of backing. Our management company has worked with Alliant before and has not had issues processing claims.

Anyone here had issues with non-admitted carriers in general or good/bad experiences with Alliant specifically?