Handling refunds to credit card
We have a credit card that we use for a majority of expenses and do a pretty good job of allocating funds to categories to cover those. However in May we got hit with a couple unexpected medical expenses and didn't have the cash to cover them. So next CC payment I paid as much as I could. Then a few weeks later the hospital refunded some money back to the credit card. Initially when I was going through CC transactions in YNAB I saw the transaction (the CC account is linked w/YNAB) and the category was set (or maybe I set it) to a "medical deductibles etc." category we have so that inflow was added to that. However we didn't have that $ amount in that category in the first place. So now it appears we have that cash available but we really don't.
What's the best way to handle that? Simply deleting the inflow transaction from the CC can't be correct. I guess I need a "add to CC balance" category of sorts. I'm sure this has happened to others. Any suggestions?