u/Adventurous_Stress39

Image 1 — 36 years old, think I'm doing well, is it crazy to think about early retirement?
Image 2 — 36 years old, think I'm doing well, is it crazy to think about early retirement?

36 years old, think I'm doing well, is it crazy to think about early retirement?

Always dreamed of retiring in my 40s, wondering how realistic that is.

Income-wise, I've gone from about 50K a year in 2012 to about 170-180K a year with bonuses today.

Currently at $773K in my Roth IRA + Traditional IRA + current 401(k) (first screenshot).

The second screenshot is $270K I have in a taxable brokerage account I've only been contributing to the years I max the other accounts out. It's probably the down payment on a house for my family in the next year or two. I don't currently have any debt and my only other assets amount to about 70K I have squared away for a car, checking + savings, and my HSA.

I hope I don't have to, but I'm married now with a baby on the way, might have to scale back what I contribute slightly. Never not getting the full match in my 401k, at least! I just hit enough income to be ineligible for Roth IRAs so time to do dependent care FSAs and HSA!!

u/Adventurous_Stress39 — 9 days ago