u/Agent0_7

Hey everyone, it’s my first time going over a house purchase and I want to make sure I am maximizing what I pay out of pocket. Is an 8.8k closing cost fee too high for a 240k house purchase with 25% down?

EDIT:

These are the fees worrying me the most in terms of what I pay out of pocket, I know the formatting isn’t the best but this subreddit does not allow posting images

Section A - Origination Charges

Broker Administration Fee
Origination Fee
$995
$3,924

Section B - services you cannot shop for

Appraisal fee
Credit Report
Electronic registration fee
Flood certificate
Tax service
Verification of Employment Fee
$1,035
$219
$25
$8
$85
$100

Section C - services you can shop for

Title - Courier/Wire/E-Mail Fee
Title - Endorsement Fee
Title - Premium for Lender's Coverage
Title - Settlement Or Closing Fee
Title - Title Examination
$135
$285
$1,035
$525
$450

Hey everyone, it’s my first time going over a house purchase and I want to make sure I am maximizing what I pay out of pocket. Is an 8k closing cost fee too high for a 240k house purchase with 25% down?