Took a €12k car loan at 15% APR. Not sure if I should aggressively pay it off or keep investing
The thing is — I actually do have assets:
- around €9k in stocks
- around €2.7k in crypto
So technically I could almost wipe out the loan completely if I sold everything.
But mentally it feels weird to go from “having investments” to basically sitting with nothing just to get rid of the debt.
Right now I’m thinking about another approach:
just paying more than the minimum every month so I reduce the interest a lot, but still keep most of my assets invested.
At the same time… 15% sounds insanely high to me and part of me wants this debt gone immediately.
What would you do?
u/Aggravating_Ad6359 — 1 day ago