Newborn auto added to Dad’s policy?
I had my daughter last June (2025) and added her my (the mothers) UHC plan, she spent over a month in the NICU so had accumulated quite the amount of claims being sent to them. They paid all of the claims by September.
Months later in March (2026) they redact all of the payments, so I am getting bills for over 1/4 million dollars.
They are claiming that after she was born she was automatically added to her father’s Cigna plan because his birth month is before mine?? I’m older than him. They are saying it’s because his birthday is in August and mine is in December? This sounds crazy to me.
Also, why would she be auto added to her Dad’s policy? Isn’t it the opposite and newborns get auto added to the mother’s policy?
It’s now May and I’ve been going back and forth with both while still getting bills in the mail. Cigna tells us that there was never a dependent on the plan, UHC tells us they talked to Cigna and she was on the plan.
I feel like I’m going crazy trying to fix this
Help!