So we have an upcoming lok Adalat on 9 May. I have few pending traffic challan which have been sent to court. Is there someone who can help me with the settlement or if anyone has contact info for someone who can help pls share
I reached the 50L milestone in Jan this year. Recently I came across this subreddit, so sharing my journey.
- Started working in 2020 as a software developer
- Started with a 6 LPA package, currently at 55 LPA
- Got married last year, spent ~35L from my savings
My monthly expenses are:
60k (rent + groceries + utilities, etc.)
40k (to parents — my father usually saves it and contributes whenever we buy real estate)
20k (car EMI)
20k (I save monthly for vacations and consider it an expense)
10k (miscellaneous)
- I have a 2Cr term life insurance policy and currently rely on company-provided health insurance
My investments:
Land: 11L (current total value is ~26L, the rest contributed by my father)
FD & RD: 5.6L
Mutual Funds: 15L
PPF & EPF: 6L (mostly PPF)
Company RSUs: 5L
Silver: 1kg ~ 2.5L (bought at 1.69L)
Crypto: 1.5L
Bank balance: 4L
I don’t consider the gold (~50L) owned by my wife as part of my net worth.
Since my FDs and RDs were non-breakable, I had to withdraw money from mutual funds for wedding expenses.
The plan is to reach the 1Cr milestone by June 2027.