u/Agreeable_Prior_2094

I currently hold most of my investments in IBKR (mainly US/global equities and ETFs), but I’m wondering if it makes sense to slowly move more funds back into the local market and hold SG shares via CDP instead.

Main reasons are:
- easier for family/executor to handle if I pass on
- less cross-border/admin hassle
- avoid US estate tax issues
- reduce forex exposure since I’ll likely retire/spend in SGD

On the flip side, SGX feels much more limited vs global markets and IBKR is obviously a much better platform overall.

Curious what others in Singapore are doing as they get older / think more about estate planning. Do you keep most things in IBKR, or gradually shift some assets back to SG/CDP?