u/Alarmed_Produce_4290

▲ 1 r/CRedit

I financed a car in 2022 paid $721 monthly for three years straight and fell behind in July 2025. I asked for a 60 day extension and they gave it to me but I never started paying again. Long story short the last call I received from the loan company was March 2026. I still have the car it’s literally just sitting out (Ive been waiting for it to be repossessed) It was flagged as a charge off in April abut still hasn’t been picked up. Should I drive it?

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u/Alarmed_Produce_4290 — 16 days ago