u/Alarming-Dinner-4095

Hello everyone! I am in my mid 20s and I have been drowning in about 15k of debt… not including my car payment. The majority of this is genuinely my own dumb choices but also a ton of vet bills and I am so so ready to turn my life around and not be gasping to air monthly or even daily… I have all the information to file but I am really really nervous because I used one of my credit cards recently to get some groceries and gas… I don’t want this to ruin anything… and I am really really scared that it will. I didn’t do it on purpose to rack up debt, I had paid off the credit card a little bit ago and so I had a little money for some gas and groceries that I needed. Should I not have done this? Should I pay it off again before I file?

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u/Alarming-Dinner-4095 — 17 days ago