Where do I go now?
Hi all, lurking on here for a while but could really do with some advice.
I’m 26, remote job NI, UK.
I recently received a healthy 6 figure stock payout from a previous job.
My current package is ~250k a year, I am looking to buy my first property with my partner who is also 100k+ self employed with the intention of a few more on the side over next 5-10 years as investments.
The next 4/5 years will be very tax heavy on salary and taxable income as a result of my salary and package.
I already max out my ISA each year at 20k and invest mainly into VWRP, Tech Funds, S&P and Cash Funds for DCA’ing into markets.
Other than this, what are other safe options for cash to sit?
I know I can avoid tax by using pension payments however i do want to pay off my student loan also quite aggressively so i think a conservative split between the two is the smart option.
Government bonds also an option?
This is quite a new and unfamiliar territory for me so any advice is very much appreciated!