[REQ] (£2000 short term overdraft clearance) - (Brighton, East Sussex, UK) (repayment £200 every month from August)
Hi everyone,
I’m not sure if this page is just for the USA, but I came across it after a very deep dive on the internet of help for emergency loans or credit cards.
I would like to request help with an emergency short term loan of £2000.
I have an overdrawn student account with the amount of -£2000, which my bank are taking away my overdraft feature on July 15th. My APR rate is 36% so I will be getting charged thousands of pounds in interest a month. I have looked into credit cards/ emergency loans but due to the overdrawn amount my credit score is too low to be accepted.
Due to my mental health, I am only working part time at the moment and take home around £1000 a month after tax so I have no means to pay it off at the moment. This is obviously making my mental health extremely worse and am making myself sick with stress.
I would be more than happy to pay my lender back £200 a month to make it back.
Any help is hugely appreciated as I risk losing my flat and facing a court order to pay the debt back which obviously I can’t do.
I am more than happy to provide any means of proof to the above.