u/Alternative-Donut-46

I have $25,000 to invest into a basket but I’m not sure where to go with the bubble inflating right now. Would it be best to hold (even though money that isn’t moving is losing money over time)? What would yall recommend investing in if I were to proceed? I have heard of VOO/VXUS combo but im not sure how that works.

Thanks in advance!!

[Note: My account is in a region with no tax so capital gains and similar taxes are non-applicable.]