u/AltruisticCamel5872

looking for advice here.

I've had a whole life policy for about 22 years

the Death benefit is $131,964.00 the premiums are $1217.00 /Yr

the policy generates $2,135.92 in dividends. This is used to pay the yearly cost and the balance goes towards the death benefit.

Any thoughts as to a change for the better or is my time in good to make back the higher cost in fees over the years.

Option B............. ??