u/Amazing-Dimension918

Can I back off 401k contributions?

I feel like I’ve run these numbers a hundred times but just need to see if I’m doing this right. Any help is appreciated!

Situation: I’d like to back off my 401k contributions and put some of that money towards brokerage to bridge the gap between age 59.5 and as early as we can retire. Would contribute to employer match and put rest elsewhere or use it for more life fun.

Yearly retirement spend: $100k(so $2.5ish needed) Current HHI: $240k(we have combined bonus targets up to $75k but it is variable).

HYSA: $41,000 Brokerage: $355k Debt: Mortgage with $325k left at 3.1%

Me: 35, F 401k: $360k

Partner: 40, M $250k in 401k(he will keep maxing it out as his employer does a 50% match-not a typo!)

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u/Amazing-Dimension918 — 14 days ago