I graduated in 2017 with $135k in student loan debt with around 5-6% interest. Right after graduating, I got married, we bought a house and we've had 2 kids since. My student loans ballooned during that time since my IBR payment was not even covering the interest.
With all the current happenings with loan forgiveness programs, I have set my mind on paying it off! Please provide me with your tips!
I am currently making around $6-$7k during school months (no pay during June and July). My husband covers the mortgage and utilities. I pay $2k/mo for childcare and need another $2k/mo for groceries and living expenses. I plan to continue to put $583/mo towards my ROTH IRA. This leaves about $1417-$2417 that I can put towards my loans.
For anyone who has paid off six figures of student loans, please give me your tips!! How did you stay motivated in this marathon?