Needing additional income for growing family

I’m in my mid 30’s and have a second child on the way come early 2027. I have a full time job already in the insurance industry that I want to keep and grow with as my company is a great company but my income mixed with my wife’s (teacher) doesn’t seem to cut it even with just our one child. We often feel like we’re living paycheck to paycheck and I want to pursue additional income, especially considering her student loans are starting up soon and will be just under $700 a month (forced into income based loan payment track).

I’ve been in my industry for almost 4 years now and enjoy it and want to stay. My previous work I was in real estate for a few years (didn’t much enjoy it) and also the fitness industry for over half a decade where I trained group fitness classes and managed a boutique studio and trainers/staff. I do have a passion for fitness and helping people as I’ve been resistance training myself for 14+ years now. I’m even entertaining the thought of 0F since I have an athletic/muscular physique, but go back and forth on pros/cons to this one.

I started to try to sell some custom workout programs on Fiverr but have not gotten any traction. I’ve considered driving for Uber Eats, Grub hub, etc but I have a pre 2020 Lexus that takes premium gas so mathematically it feels like that route could be a wash.

I may be asking for too much but am looking for ideas where it won’t conflict with my current full time job and/or take me away too much from family time with my wife and kids.

Any help would be greatly appreciated, thank you.

reddit.com
u/Anharky — 11 days ago

Needing additional income for growing family

I’m in my mid 30’s and have a second child on the way come early 2027. I have a full time job already in the insurance industry that I want to keep and grow with as my company is a great company but my income mixed with my wife’s (teacher) doesn’t seem to cut it even with just our one child. We often feel like we’re living paycheck to paycheck and I want to pursue additional income, especially considering her student loans are starting up soon and will be just under $700 a month (forced into income based loan payment track).

I’ve been in my industry for almost 4 years now and enjoy it and want to stay. My previous work I was in real estate for a few years (didn’t much enjoy it) and also the fitness industry for over half a decade where I trained group fitness classes and managed a boutique studio and trainers/staff. I do have a passion for fitness and helping people as I’ve been resistance training myself for 14+ years now.

I started to try to sell some custom workout programs on Fiverr but have not gotten any traction. I’ve considered driving for Uber Eats, Grub hub, etc but I have a pre 2020 Lexus that takes premium gas so mathematically it feels like that route could be a wash.

I may be asking for too much but am looking for ideas where it won’t conflict with my current full time job and/or take me away too much from family time with my wife and kids.

Any help would be greatly appreciated, thank you.

reddit.com
u/Anharky — 12 days ago