u/Anthony_1987

Avant Money - 4 year fixed or One Mortgage? Looking for opinions

Avant Money - 4 year fixed or One Mortgage? Looking for opinions

Looking for some advice.

My current Avant Money mortgage is 3.8% and fixed until February 2027, but they've confirmed I can switch now with no break fee.

Besr rates I've been offered:

4-year fixed at 3.4%

One Mortgage (30-year fixed) at 3.4%

Current repayment is €1,337.23. New rate options added

Which would you choose ? Is the One Mortgage worth it for the long-term security, or is the 4-year fixed the better option in case rates fall further?

u/Anthony_1987 — 12 hours ago