u/Anxious-Golf6450

Hey everyone,

I'm looking for some advice from other business owners or payment experts who have navigated this.

Our Setup:

• Entity: US LLC (Wyoming/Delaware, etc.)
• Ownership: Non-US resident (I have an ITIN and a US bank account).
• Niche: Digital marketing services (FB/Insta marketing) and book publishing services/book fairs.
• Ticket Size: $500 to $4,000 per transaction.
• Volume: Prior to getting shut down, we were doing around $30k–$40k/month, with projected growth to over $50k/month.
• Clients: Mostly US-based.

The Problem: Both Stripe and PayPal recently shut down/restricted our accounts (typical automated risk triggers for digital services/marketing agencies). We are now trying to find a stable, long-term credit card processor that can legally and reliably handle a US LLC owned by a non-US resident in our specific industry without sudden rolling reserves or account freezes.

I've been speaking with high-risk providers like Sooner Payments and Breeze, but I want to know:

1. Which processors or high-risk brokers have you actually used and trusted for a similar business model?
2. Are there specific underwriting landmines I should watch out for when presenting a marketing/publishing agency to high-risk acquirers?
3. Any tips on getting approved smoothly as a non-US resident with a US LLC?

Appreciate any recommendations or insights!