Am I f*cked
ok back in March I was sent 10K via wire I called around about the wire transfer and I was told by at least 3 people I could keep this money and I went IN PERSON to my bank and the banker told me the money probably came from a settlement . I had no idea where the money came from. I called the bank in which was from the senders end and they said they would open an investigation 4 months ago and get back to me. they never did. that’s when I spoke to my banker^^ But I was very poor with a 2 year old, the money is basically gone. bills, my car, groceries, clothes for my son. now fast forward to a week ago. another random 5K comes in via wire. (I have no intention on touching it) Now later I get a call from my bank (they only asked about the 10K not the 5 which is why I’m so confused) saying the person wants me to send 10K back. I do not have the 10K to send back. I used it for bills and my son’s birthday party. (I’m so stupid IK). I make about 800 a week and every cent goes to bills. What is most likely going to happen??? Am I being a part of a money laundering scheme??? help