u/Any-Eggplant-2232

Please help me out on consumer proposal

Hello everyone,

​I am currently $20,000 in debt. I’ve been speaking with BDO, and they have proposed a consumer proposal where I would pay $250 a month for 60 months, which totals $15,000.

​To be honest, paying back $15,000 on a $20,000 debt feels excessively high to me.

​Has anyone else negotiated a better reduction with a similar debt load?

​Should I accept this offer, or is there room to push back?

​Appreciate any advice or insights from people who have been through this process!

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u/Any-Eggplant-2232 — 6 days ago