u/Anymous2314

I have a dynamic withdrawal strategy(3-5%, push comes to shove we can live off of 2.5%).

My current allocation would be similar to 60% invested in S&P 500 index ETF.

Considering that owning long term bonds has become more dangerous than stocks due to debt monetization attitude of govts all over the world, IMO, 60:40 is as safe as it gets. Most of the bonds I own are less than 5 year, I need to spread it out in a ladder 1-7 years.

I am kind of mentally prepared for 35% drop in S&P 500. IMO, stocks will most likely not fall more than 35% considering the govts all over the world do not want deflation and central banks will cut rates to zero in those situations. Only caveat is: oil/gas supply shock like that of 1970s(as per r/oil it is possible we may get one, I am ignoring it since they all seems to be heavily invested in oil/gas and want oil to go to 150).

Got stalled in two games back to back. Reported the first guy. I think I will report this guy also.

If not this then straight up cheaters playing like a bot making the whole thing tedious.

I wish there was a way to take care of these problem players, mostly 15 year old who just switch to troll mode when they start losing.

Sorry for the rant.

We are in 50s, DINK. Love outdoors.

I have heard good things about Kochi.

Coimbatore used to be on our list long time ago but heard that they are having water supply issues due to population increase.

We are from Bangalore and have a ton of family and friends there so we will definitely have a base there but traffic is a nightmare so not planning to spend lot of time there.

I have heard good things about South Mumbai, but never been there, we can stretch our budget to 1.25 crore if needed.

I am guessing electricity is not a big deal since money can buy a nice UPS/inverter to power the whole house along with solar system?