New to the world of ETFs
Hi All.
Need your input as I am currently 35M and will be expecting my first baby, no own house as Im still in the process of PR, which is expected to be in 2027Jan.
Currently invest 3,500 Auds monthly, just started
VGS 1050
NDQ 800
DHHF 500
VGE 550
Dram & Smh 300
I already have a Superannuation of 125k with hedged International shares 50% and unhedged 20% Australia 10% highgrowth 20%.
I also have around 64k Auds in US stake account, which I do trading and have made around 25% return in a year. Mostly I have Nvidia, IonQ, Joby, Nkia, Msft, AAPL, SML.
I have $70K as a cash as that might be very helpful for downpayment for my first home.
I make around 180-200k and see this number increasing a bit gradually as I run my own company.
Two things I am keen to ask, how would you invest your monthly into ETFs? As for the trading account stake I am very happy.
Did I do the right diversification or anything should I consider?
Few has asked me to go for V500 as its straight S&p500 but gpts has suggested me to do VGS as its straight keep me diversified.
Overall my etfs will be
65-70% US
30% Global including Australia.
Also, I dont see buying a house within 1 year, where should I invest that 70k for house downpayment? Any suggestions?