Flooding responsibility
Hi, home owner here. Upstairs unit had an AC leak to my floor. Damaged my engineered floorboards. Water was literally coming out the seams of the boards when I step on it. Went to management office today and they said its likely the building's responsibility rather than upstairs unit because the leak happened quite deep inside the building. They can cover all damages EXCEPT flooring. They said its listed in the "declaration" that the building will not cover flooring. Even though this was their responsibility and not my fault. I have home insurance but that would raise my insurance cost and there is a $2000 deductible for water damage related costs. Is this typical of condo buildings? I feel like I'm being punished for something that I wasn't at fault for.