Keep SCHD or transfer to something else.
30yrs old. Been contributing since I was in my early 20s but made it a point to start contributing meaningful amounts at the beginning of 2024 and have done well in staying on course. My current allocation in my ROTH IRA is VXUS 14.4%, SCHD 8.8%, AVUV 4.1% and SWPPX 72.7%. Newer to AVUV so been working on that recently but I want to get that closer to 8-9% while getting VXUS down to 10%.
I like the idea of SCHD and it has done well for me, but I'm wondering if I'm better off long term just selling and putting that into SWPPX, since there's so much overlap already. Or something else entirely I should do.
u/ArthurMorgan308 — 2 days ago