u/Ashamed_Ad4118

Imagine the expansion draft was this off-season. Every team has 7 players they can protect. Who would you protect from this years team? Let's say we could lose a max of 2 players in the draft.

Obvious ones to protect are:

Cade, Thompson, Duren

After those 3 it's more questionable. I'd go Holland, Jenkins, Reed, Sasser.... I think.... I'm very conflicted internally on the next 4 after those first 3.

Additionally based on who you saved who would you guess the 2 players we are most likely to lose would be?

Howdy everyone I am working to get my accounts in the bogle alignment here after doing individual stocks and dividend investing in my earlier years and have a question I want some opinions on.

For reference I am 31 and my wife is 32

Accounts overview -

401K through work (~$50k) is 100% BSPAX. The ER of 0.3 is way better than the 0.7-1.1 ER I had on other funds I was diversified into in this account. It is the lowest ER we have available in our fund (Capital Group American Funds). Total weight between both accounts is ~56%

Roth IRA(~$40K) is what I am using to diversify my overall picture. It consists of SCHE 35% / weight between both accounts 16% SCHD 24% / 11% SCHH 20% / 9% SCHC 12% / 6% SCHE 8% / 3%

I know how the SCHD will make people feel here and that's why I have arrived. I am looking to reallocate those funds but wasn't sure if it would be better to put it all into international to further offset the 401k US weight (getting closer to a 65/35 US intl ratio) or if I should add something like SCHA to get some US small cap exposure vs just the large cap exposure in the 401k(keeping bit more at like a 75/25 us intl ratio)

I don't plan on adding any bonds right now due to having that covered through other means.

Feel free to share any other thoughts/opinions as well I am soaking up all the knowledge like a sponge.