u/Automatic-Doubt-4874

I have been working this past year on a part-time basis but over 30+ hours a week so have been able to certify employment. My question is: this work has slowed because it is the end of the school year and getting these hours is going to be tricky over the summer. Can I afford to wait until September/October to get my last qualifying month, or should I push to do it before July 1. I am super nervous they are going to try and eliminate buyback soon. Thanks for any thoughts!

Can I just certify one more month of employment when that occurs and apply for buyback? Many thanks in advance!

But my question is this: in the ‘reason’ section for ineligibility all the months denied say this:

LOAN

11 - Consolidation Loan

Payment Period

4/2026

Payment Status

Ineligible

Reason(s) for Ineligible Status

Forbearance on Due Date

Does this mean the employer has certified my Employment? The reason I ask is I work part time most of the time over 30 hours a week. I just want to make sure that some months aren’t deemed ineligible due to low hours as opposed to being in the save forbearance. I hope this question makes sense. I have read through the subs and have not found an answer to this. . .

Just. Think. About this. For 1 second. As of the fourth quarter of 2025, student loans represented 27.3% of the government's total financial assets, valued at approximately $1.7 trillion. It is no wonder the Mohela lawsuit to kill SAVE was comprised of plaintiffs that were ALL Republican State Loan Servicers. As stated in their lawsuit, the SAVE act was diminishing their source of serious revenue: These Republican-led State servers argued the Department of Education overstepped its authority in creating the plan, which they contended negatively impacted state tax revenue and the operations of state-affiliated student loan entities.

So the main argument wasn’t based on what was or wasn’t fair lending practices for consumers (and attempting to address the see sawing policies of the Department of Ed and these same servers).Rather it was litigation to protect their fought for source of revenue on the backs of student borrowers.

Think about this: helping students (many of whom have paid 2-3 times over their original loan amount and still owe more than when they started!) was simply impacting their bottom line.

Now Treasury is going to be coming after defaulted student loans, and perhaps more in the coming months. All while spending billions a day on ‘defense’ and massive tax cuts for billionaires and corporations who don’t need them.

But think about it: student loans are the United States largest financial asset.

Just. Think. About this. For 1 second. As of the fourth quarter of 2025, student loans represented 27.3% of the government's total financial assets, valued at approximately $1.7 trillion. It is no wonder the Mohela lawsuit to kill SAVE was comprised of plaintiffs that were ALL Republican State Loan Servicers. As stated in their lawsuit, the SAVE act was diminishing their source of serious revenue: These Republican-led State servers argued the Department of Education overstepped its authority in creating the plan, which they contended negatively impacted state tax revenue and the operations of state-affiliated student loan entities.

So the main argument wasn’t based on what was or wasn’t fair lending practices for consumers (and attempting to address the see sawing policies of the Department of Ed and these same servers).Rather it was litigation to protect their fought for source of revenue on the backs of student borrowers.

Think about this: helping students (many of whom have paid 2-3 times over their original loan amount and still owe more than when they started!) was simply impacting their bottom line.

Now Treasury is going to be coming after defaulted student loans, and perhaps more in the coming months. All while spending billions a day on ‘defense’ and massive tax cuts for billionaires and corporations who don’t need them.

But think about it: student loans are the United States largest financial asset.

Just notice the several hundred dollar discrepancy today. Before both balances matched.