Hi everyone,
Need some advice regarding an SBI home loan situation.
My father is taking a home loan of around ₹1.4 Cr. He already has an existing loan running with Canara Bank. For this new loan, the applicants are:
1st: Father
2nd: Mother
3rd: Me (I started working in Jan 2026)
Now here’s the issue: I work at a financial company with very strict security policies. We’re not even allowed to carry phones inside the office — we have to keep them in lockers. The office has restricted access (2 floors), and entry (including lifts) is only via ID cards. Outsiders are strictly not allowed inside.
My father mentioned there might be an office verification for me from SBI. The problem is:
My manager and HR are not very cooperative
They likely won’t sign anything or “take responsibility”
There’s no easy way for external people to come in and verify physically
I’ve already submitted my last 2–3 months’ salary slips and offer letter.
I’m worried the loan process might get affected or rejected because of my situation.
Has anyone faced something similar?
How does SBI handle such cases where physical verification isn’t feasible due to company policies?
Any workaround or suggestions would really help.
Thanks in advance 🙏