u/Bald-Eagle-786

▲ 4 r/kiasportagehybrid+1 crossposts

Has anyone refinanced a Kia Finance loan that used the KFA Dealer Choice Program and got the $2,000 discount with 5.25% APR for 36 months.

I’m trying to find out whether refinancing before the first payment, or within 2 to 3 months, causes the $2,000 incentive to be clawed back or lost.

My contract says no prepayment penalty, but I do not know whether the incentive itself has a minimum hold period.

Would love to hear from anyone who actually did this.

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u/Bald-Eagle-786 — 20 days ago